Carl Baker has found excellent, and reasonably priced, medical insurance policies for our entire family, including our adult children, and many of our extended family members and friends. Carl has often had to work fast, before the expiration of employee-based insurance, and has never failed. He’s also a warm and reasonable man who understands the complexities of medical insurance and the Affordable Care Act, always responding to his clients with patience and honesty. I’m happy to say that Carl has become more than a business associate; he’s become our friend.